FEE STRUCTURE

Fee Structure of Royal Savings and Loans

Current as of may 2007

Wire Transfer from Czech Republic

1% of funds (Minimum fee: $40USD Maximum fee: $80 USD)

Check issued by RSAL

Annual Interest Check (Free)

Monthly Interest Check ($15 USD)

Credit Card/Debit Card

6 transactions per month (Free)

Each transaction thereafter is $2.50USD

Overseas (outside US) use of card: € 5.00 per transaction

Overdraft Fee: $30.00 USD

Overdraft Limit: $100.00 USD (Cards will be suspended until positive balance is resumed in the cash account.)

***Fees will be waived for Premium Account Holders, Premium Account Holders are deemed to have a total of $200,000USD on deposit with Royal Savings and Loans.***

Current as of 15 december 2007

Wire Transfer from Czech Republic

1% of funds (Minimum fee: $40USD Maximum fee: $100 USD)

Check issued by RSAL

Annual Interest Check (Free)

Monthly Interest Check (1% of fund, min $10 USD)

Credit Card/Debit Card

6 transactions per month (Free)

Each transaction thereafter is $2.50USD

Overseas (outside US) use of card: € 5.00 per transaction

Overdraft Fee: $30.00 USD

Overdraft Limit: $100.00 USD (Cards will be suspended until positive balance is resumed in the cash account.)

Account statements

1 statement per year(Free)

monthly $5 USD

by order $5 USD

***Fees will be waived for Premium Account Holders, Premium Account Holders are deemed to have a total of $200,000USD on deposit with Royal Savings and Loans.***